Low Home Loan Rates
Hello everyone!
Home loan rates are low, but different lenders use different qualifying standards when they quote an interest rate. When I needed a home loan rate quote, I spent an entire day calling around in order to find the lowest interest rate I could. I ended up getting a great rate, but in the process I called a lot of lenders who were not a good match for me. I thought to myself there had to be a better way, so I started creating one. That was in 2004.
In the beginning, our online rate quote system went “live” with about 10 lending partners. Since then, the home loan network has expanded to include over 200 partners, we have added a toll-free Home Loan Hotline at 866-722-1230, and we have added this blog. The online system and toll-free number will both connect you to the same network of lenders, but with slightly different experiences. The blog is where special lender offerings and updates will be categorized and posted. These special offerings can save you a lot of money.
The online system takes your information from a quick form, sends it to the lenders in the network, instantly matches you with the top three or four that are best suited to meet your needs (taking your credit type into consideration), and rejects the rest. Those lenders will then call or email you to discuss your needs, and offer you the opportunity to get a quote if they see a fit. The benefit of using this system is the opportunity to cash-in on good old-fashioned lending competition. You can get 2, 3, or 4 quotes, and pick the best one.
The Home Loan Hotline (866-722-1230) is great for home loan shoppers who prefer live service. After answering four simple automated questions, your call gets instantly routed to a live representative from a qualified lender in the network. Quick and simple.
The blog was created for a different reason; to share insider information and lender specials. Often, I get emails from partners in the network that have special programs or limited-time offerings that can save you money. Instead of keeping this information to myself, I post it for consumers to take advantage of. Check the categories on the right for frequent postings. Bookmark the blog’s homepage and check often for lots of money saving information.
-Ken S.